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How to Make the Most Out of July 4th Sam’s Club Savings Event with Cash Back

by John Peters
written by John Peters

 

 

What is Sam’s Club July 4th Savings Event?

It’s a gigantic, do-not-miss sale on mattresses, appliances, and furniture.

It’s Sam’s Club’s way of wishing ‘Merica a very happy (244th!) birthday.

A sale so overwhelmingly pro-consumer you won’t want to miss it.

A lot of the deals are online only, which is practical most of the time, but even more this time because you can enjoy the holiday and get the best deals from home even in the middle of a pandemic.

Where else are you going to save up to $600 on select mattresses for top brands, $1200 on major appliances, and $500 on select furniture while saving up to 10% cashback?

Final

How to use cashback for Sam’s Club in Zap

  1. Open Zap Surveys
  2. Tap “Shop” on iOS or “Earn cash back” on Android
  3. Select Sam’s Club and tap “Shop Now”
  4. Install the Sam’s Club App or use the Mobile Website
  5. Sign in or create your Sam’s Club Account
  6. Shop and earn cashback!

Out of the plethora of thumb-twiddling deals readily available to you, here’s just 3 to entice you.

Save $550 on this $1,048 queen mattress set

Serta Perfect Sleeper Baymist Cushion Firm Pillowtop Queen Mattress Set

 Save $550 on this $1,248 king mattress set

Serta Bellagio at Home King Cushion Firm Pillowtop Mattress Set

Save $500 on this $1299 sofa, loveseat, and chair collection

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ALL. BEFORE. CASHBACK.

Stay with me here. You’re at a 4th of July bash by a baby blue rippling body of water. The sun’s starting to set, casts a spellbinding tinge atop the nearby waters. Mid-saunter, you’re within enough earshot to catch a conversational fragment: “…I just… I feel as an adult, I need real furniture. Not lawn chairs or whatever. People always think we’re about to move.” That’s when you see yourself into that A-B conversation with some useful information about the Sam’s Sale. Everyone’s impressed with your frugal economic practices. They want to know more. That’s when everyone huddles up to click this link to get their Sam’s Club cashback.

Cheers GIFs - Get the best GIF on GIPHY

You’re a hero.

 

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BudgetingTrending Posts

How to Save on Your Sam’s Club Membership and Why You Need One

by John Peters
written by John Peters

In a pandemic, a stocked clean fridge and a hefty appliance closet are your best friends.

Jeff and Bill are just going to have to wait.

Yet, becoming a Sam’s Club member is sort of like becoming a fraternity brother.

You’re always invited.

You’re welcome to hang out later than others.

And you get all the good stuff for cheap thanks to your connects.

For just a $45/year membership, we’re willing to bet your entire budget for groceries, appliances, tires, and fuel absolutely plummets as you shop for all of those things in bulk while saving 10% cashback on your membership thanks to Zap Surveys!

Why You Need a Sam’s Club Membership:

• Same-day or two-day grocery delivery.

• Curbside pickup.

• Access to Sam’s Club Tire & Battery Center.

• Access to Sam’s Club Fuel Center.

• You are granted $45 off their first in-club purchase of $45 or more when you join, as long as you use your credit within 60 days of when it’s loaded to your new account, essentially making your membership free for the year.

• 5% cashback on fuel thanks to eligibility for Sam’s Club Mastercard.

 

How to Earn 10% Cashback on Your Sam’s Club Membership

  1. Open Zap Surveys
  2. Tap “Shop” on iOS or “Earn cash back” on Android
  3. Select Sam’s Club and tap “Shop Now”
  4. Install the Sam’s Club App or use the Mobile Website
  5. Sign in or create your Sam’s Club Account
  6. Shop and earn cashback!
Your cashback will be available in your account in a few days, but no more than 90. Scout’s honor!

By the way…

Sam’s Club is running a colossal July 4th sale right now on mattresses, appliances, and furniture until July 8th you’ll want to take advantage of. And yes, if you shop through the Zap Surveys app you can benefit from the sales AND from the cash back!

As our nation’s 244th birthday rolls around this summer, there’s never been a better time to become a Sam’s Club member.

Remember, earning cashback on your Sam’s Club purchases has never been easier thanks to using Zap Surveys!

Click this link to get your Sam’s Club cashback!

 

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BudgetingStart a Business

Save that Dime

by John Peters
written by John Peters

What does $0.10 mean to you? If you’re walking down a street and see a dime, would you pick it up? Probably not, I mean it’s only 10 cents and its no lucky penny.

Imagine if you saved no more than $1.00 every day. It doesn’t have to be a lot, we’ll say something like a dime or a quarter. What would happen to this money 10 to 30 years from now?

The best tactic here is to put the money in an investment account. Albert Einstein once said that “the most powerful force in the world is compounding interest.” Let’s take a look at how far your quarter a day could go.exponential curve for savings

In 30 years, your daily quarter could be worth over $15,000. Next time you want to buy a gumball, take a second to think about how much that quarter is really worth!

Other Blogs you Might Like: How to increase your savings 1 penny at a time

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Paying Yourself First

by John Peters
written by John Peters

For many most of their financial problems stem from what they do with their money rather than how they acquire it. In fact, statistics show that 1/3 Americans have saved $0 for retirement *1. This blog give you some tricks to help you saving money.

Why start saving?

While saving isn’t always the “sexiest” thing to do with your money, it is important to save now to ‘save’ yourself from problems down the road. All experts agree that regularly setting money aside promotes a stable future while providing a safety net in case of emergencies.

How much should I be saving?

Most financial advisers recommend at least 20% of your income should go towards saving. It is important to pay yourself first, meaning save before you spend. People who wait to save what they don’t spend ultimately don’t save any money. You should start by creating a monthly budget and track your spending and saving so you can plan better!

What should I do with my savings?

Hint: don’t store it under your mattress. The younger you are, the riskier investments you want to make. These investments are going to augment over time. If you’re looing for safety, the safest place to save money is in a savings account at any bank. Even though these accounts pay very low interest rates, it is important to keep some money in a savings account as it the safest way to save money and is relatively liquid.

What about investing my savings?

Although it is not technically considered saving, investing money periodically can help you save money while earning a passive income and prepare for the future. Investing is riskier than saving, but when investing you have the chance to receive much greater returns than a savings account. It is important to do your homework before investing.

Other Blogs you Might Like: 4 ways to fund your pricey desires

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Budgeting

Little Changes; Big Savings

by John Peters
written by John Peters

We put together a list of 6 easy things you can do to quickly cut down on your spending and bolster that savings account.

1. Take Care of Your Wheels
A recent study showed that most people’s car tires are 5 – 10 PSI under their recommended pressure. What most people don’t realize is that your car tires are rated for those pressures to maximize gas mileage, so leaving your tires not fully inflated is actually increasing the number of times that you have to stop and fuel up.

2. Cut Out Cable
An antiquated and overrated practice is the obsession of renewing basic cable packages year after year. The most ridiculous part of this is that most people only watch a few of the channels that they are paying so much money for annually. Most streaming services are relatively inexpensive, and jam packed with enough content to entirely substitute traditional cable services. The basic Netflix and Hulu streaming packages are both $7.99 per month, while the most basic cable packages begin at just over $20. Not only will you be saving money each month, you will also be watching far less commercials. A huge advantage that cable television had in this battle was the access to live sporting events, but recently Hulu has begun to stream live events like the Stanley Cup and NBA finals, so now there really is no good reason to overpay the cable company!

3. Keep Track of that Change
Picture this, you’re sitting in that fast food drive through about to hand over a crisp new fiver for some nuggets, just to throw the 76 cents you get back in a cupholder and forget about it forever. We recommend to keep your change in an easily accessible place, like a coin purse, so that you’ll have an extra dollar in your wallet after making small every day purchases like fast food.

4. Hunt Down Student Discounts
This one is just for the college kids looking to save what little spending money they have left. Undoubtedly you’ve all taken advantage of heavily discounted sports tickets to your school’s teams, but did you know that numerous major league teams also offer generous student discounts? MLB teams like the Atlanta Braves, Boston Red Sox, New York Mets, and the New York Yankees, just to name a few, all offer generous discounts. NHL teams including the Blues, the Bruins, and the Penguins also offer discounts to college students. In addition, numerous companies want to hit this demographic, so they offer substantial deals such as: the Spotify/Hulu bundle for just $4.99 a month, Apple giving students 5% off most purchases, and 50% off Amazon Prime for students.

5. The Most Important Meal of the Day
This one may seem a little random, but think about it; why is it that your most important meal of the day also happens to generally be your cheapest meal of the day? If you start the day out with a hearty breakfast you’ll have enough energy to get through the day and you are less likely to blow your paycheck on expensive lunches and dinners.

6. Make Money from your Phone
Never know what to do with the spare moments throughout your day? Money making apps are a great way to productively spend time that you would otherwise be wasting. The majority of people nowadays are on their phones 24/7, so why not make a little extra cash while you do it? There are a plethora of apps out there dedicated to helping you make money, but my personal favorite has to be Zap surveys. Available on iOS and Android, Zap Surveys is by far the best bang for your buck when it comes to survey apps. With tons of great features and high paying surveys to take, Zap Surveys is guaranteed to put a little extra cash in your pocket.

Download Zap Surveys on iOS
Download Zap Surveys on Android

Other Blogs you Might Like: Banking vs Investing!

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Budgeting

4 ways to fund your pricey desires

by John Peters
written by John Peters

Each new generation of iPhone costs more and more at launch, so we decided to figure out some ways to fund your investment

1. Check out Zap Surveys
As far as make money apps go, Zap Surveys is by far the quickest and most reputable way to earn Amazon gift cards or PayPal cash. Just for completing the very first survey you receive $6.25! Zap Surveys is the highest paying survey app on both iOS and Android, and for each dollar that you earn, $0.20 is donated to a charity striving to end world hunger!

2. Invest with Acorns
Ever wish that you had saved all the loose change you’ve accrued over the years? Well now you can start by downloading the app Acorns. Link your credit or debit card to Acorns and the app will automatically round up each purchase you make to the nearest dollar, investing that change in a variety of user-specified ways.

3. Try your luck on MoneyLine
​If you love sports but don’t want to take the risk of putting your real money at stake, MoneyLine rewards users for correctly predicting various sport matchups. Once you’ve hit a long enough streak, you can earn up to $1,000,000!

4. Build your bank with Receipt Hog
Receipt Hog is another low effort app you can use to make your phone turn a profit. All you have to do is snap a picture of your receipt after you shop anywhere. Not only will Receipt Hog keep a digital portfolio of all your purchases, it will actually pay you after you photograph a certain number of receipts.

With these tips your smart phone will be paying for itself in no time! If you enjoyed this list, go ahead and head over to some of our other blogs meant to bolster your bank account!

Other Blogs you Might Like: Which Survey in Zap Surveys should you take?

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Budgeting

Banking vs Investing!

by John Peters
written by John Peters

We all know we should invest, but not many of us see the massive value it really adds to our wealth. This blog post is devoted to showing you the difference in putting your money in a savings account vs investing in an averagely performing mutual fund and its effect on your bottom line.

The Savings Account
Say you start with $10,000 in the bank account
You invest $50 a month for 25 years
Your typical bank savings account pay .02% interest monthly
At the end of the 25 years your account total is $25,087.81

The Mutual Fund
You start with the same amount, $10,000
You invest the same $50 a month for 25 years
A well performing mutual fund will have an average return of 10% annually
At the end of the 25 years your account total is $173,256.12

Use Zap Surveys to earn that $50 a month for your Mutual Fund! As you can see the interest your investment receives is even more valuable than the hard cash your putting into the account. At $173,256.12 you increased your overall earnings by $148,169,  a costly amount to overlook!

Other Blogs you Might Like: How to increase your savings 1 penny at a time

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BudgetingStart a Business

How to increase your savings 1 penny at a time

by John Peters
written by John Peters

One of the best ways to ramp up your savings each day is to learn how and when to avoid unnecessary spending. It is no coincidence that some of the wealthiest people in the world are also the most thrifty. Increase your saving 1 penny at a time.

Collect Coupons
There is a famous story that Bill Gates likes to tell about the time Warren Buffet offered to pay for his lunch at McDonald’s, and pulled a Buy One Get One coupon out of his pocket. These are two of the wealthiest men in the entire world, and even they understand the value of a good deal. Keep all the coupons you come across somewhere convenient, and eventually you are bound to get a better deal than you would if you hadn’t.

Cook in Bulk
This one is especially important for people who live alone. I’m sure everyone who lives and cooks by themselves has noticed at some point that the majority of the groceries they buy are meant to sustain more people, and therefore a portion of each product they buy is usually wasted. One of the best ways to maximize the value of your groceries is to cook everything in advance, and have your meals planned out for a week at a time. This way, you don’t have to spend time worrying about cooking every night, and you don’t have to waste the excess food you spend your money on.

Stop Drinking Soda
This is one of the most beneficial things you can do not only for your wallet, but also for your health. Soda is bad for your cholesterol, bad for your teeth, and bad for your bank account. Most of the places you go to will charge anywhere from $2 to $4 for a fountain drink, and almost all of these places will give you a cup of water for free! If you have a deep love for soda and don’t want to stop drinking entirely, buy cases of canned soda rather than two liters, as they will usually last longer without going bad, and can help limit the amount of soda you drink in a single sitting.

Get Agricultural
Do you eat peppers, tomatoes, and green onions? Well good news, these are just a few of a huge selection of foods that you can easily grow yourself with minimal effort. You can even plant celery stalks and green onion stubs that are left over from cooking and these will be ready to harvest within two weeks.

Put Your Phone to Work
There are countless apps that will help you to find savings on groceries, gas, tickets, and just about everything you can think of. GasBuddy is a great app to find cheaper gas, and apps like Zap Surveys will actually make you money from anywhere you have service.

Other Blogs you Might Like: Banking vs Investing!

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